Our Lender Panel — The Right Lender for You
The strength behind every great loan is the right lender. We work with over 30 lenders — from the Big 4 banks to specialist and non-bank options — so we can match you with the lender that fits your circumstances, not just the one with the biggest billboard.
Major Bank Partners
We are accredited with Australia's leading banks and lenders across three tiers
Big 4 Banks
Australia's largest and most recognised banks with competitive rates and broad product ranges.
- Commonwealth Bank (CBA)
- Westpac
- ANZ
- NAB
Regional & Tier-2 Banks
Often more flexible with policies and pricing, especially for specific borrower profiles.
- Macquarie
- AMP
- ING
- Bank SA
- Suncorp
Specialist & Non-Bank Lenders
For borrowers who do not fit the standard mould — visa holders, self-employed, low-doc, or complex income.
- Pepper Money
- La Trobe Financial
- Liberty Financial
- Bluestone
- Resimac
- And more...
How We Choose the Right Lender for You
Every borrower is different. Here is what we consider when matching you with a lender
Visa & Residency Status
Not all lenders accept all visa types. We know exactly which lenders welcome 482, 485, 491, 189, and PR applicants — and what conditions apply.
Deposit Size
Your deposit amount affects which lenders offer the best rates and whether LMI applies. We find lenders that reward your deposit level with better pricing.
LMI Considerations
Some lenders offer LMI waivers for certain professionals (doctors, lawyers, accountants). Others have lower LMI premiums. We factor this into the total cost comparison.
Income Type
PAYG, self-employed, contract, casual, rental income, overseas income — different lenders treat these differently. We match you with a lender that values your income the way it should be valued.
Turnaround Time
When you are under a tight finance deadline, speed matters. We know which lenders are processing quickly right now and which ones are backed up — and we factor this into our recommendation.
Loan Features
Offset accounts, redraw facilities, split loans, extra repayment flexibility — we match the product features to how you actually want to manage your loan.
Access to Special Programs & Offers
Through our lender relationships, we can access programs that are not always available directly
LMI Waivers
Certain lenders waive Lenders Mortgage Insurance for specific professions, saving borrowers thousands of dollars upfront. We check eligibility across our full panel.
First Home Guarantee (FHG)
The Australian Government's scheme allowing eligible first home buyers to purchase with as little as 5% deposit without paying LMI. We help you apply through participating lenders.
Cashback Offers
Some lenders run cashback promotions for new loans or refinances. We keep track of current offers and let you know when one applies to your situation.
Construction Loan Flexibility
Building a new home requires staged drawdowns. We work with lenders who handle construction loans well and have flexible progress payment processes.
Transparency You Can Trust
As a mortgage broker, our service is free for most borrowers — the lender pays us a commission when your loan settles. We are upfront about this and will always disclose commissions and any potential conflicts of interest.
You receive a Credit Proposal Summary showing your loan structure and product comparison, so you can see exactly what we are recommending and why. Our goal is simple: find you the right loan, not the one that pays us the most.
We hold an Australian Credit Licence and are bound by responsible lending obligations. Your interests come first.
Let Us Match You with the Right Lender
Tell us about your situation and we will show you which lenders are the best fit — with a clear explanation of why.
The information on this page is general in nature and does not constitute financial advice. Please contact us for advice tailored to your personal circumstances.